Car Insurance
When it comes to choosing the right car insurance company on Long Island, it can be mind-boggling because there are so many car / auto insurance companies to choose from.  It seems as though every car insurance company on the market claims to have the lowest rate.  Many drivers are unaware about the variety of ways to reduce their car insurance rates. Living in Suffolk County or Nassau County, Long Island there are many insurance companies to choose from so make sure you make the right choice.

Lower Car Insurance Premiums by Paying Upfront
One way to lower your car insurance rate is to pay your premium upfront.  Some companies will offer a discount when you pay your premium for the entire year. If you decide to make monthly premium payments, make sure you submit your payments on time.  Missing payments could result in insurance cancellation. Cancellations will automatically increase your insurance rates when you apply for new car insurance.

Defensive Driving Lowers Car Insurance Rates
Another way to help lower car or auto insurance is to drive safely.  Speeding tickets and automobile accidents will automatically increase your premiums. Good drivers pay less than those who with blemished driving records.